Load. Pay. Wipit.

Wipit is a quick and easy way to make payments with cash directly from your smartphone. Send money, pay bills and top-up your mobile phone in a snap. Here’s how:

Create Account
  • Download, Sign Up

    Wipit is in the Google Play Store so just download the app and sign up for a free account to get started.


    Google Play

  • Find and Reload

    Use the Wipit app or click here to find your nearest Wipit reload location.

  • Add Money

    Add cash to your Wipit account for $3 or load checks on your phone using Quick Check for just $4.

  • Use Wipit!

    Use your cash in any of the Wipit app services or make purchases using your Visa Prepaid card anywhere Visa Debit is accepted.

See our Schedule of Fees for applicable fees for adding and spending funds. Account limits may apply. Visa Debit is not available in some countries. See our Terms and Conditions for more information.

Your Smartphone, Smarter.

The Wipit app lets you manage your account
and do it all on your Android smartphone.

 

Send Money with Ria

Send up to $999 in a single order to more than 135 countries (including the U.S.) in minutes with service offered by Ria Financial Services, the third largest money transfer company in the world.

Money transfer service, plus extra benefits
  • Save time by sending money directly from your phone
  • Funds are available for pickup—typically in minutes—at convenient locations
  • Check prices, exchange rates, and your  order status right in the app
  • Money transfers are reliable and secure, backed by Ria’s global network, complete with detailed email receipts for your records
Learn More

Bill Pay

Pay more than 3,500 billers directly from your smartphone,
without the long lines or last minute rush.

Pay bills faster and easier than ever
  • Avoid late fees with same day posting (subject to availability)
  • Pay all your bills from your Android smartphone
  • Instant email receipts provide order confirmation
Learn More

Mobile Top-Up

Add minutes to your wireless plan with the touch of a button using
Mobile Top-Up. You can also top-up phones from other international
and domestic prepaid wireless carriers directly from your phone.

Top-up and keep talking
  • Prepaid wireless top-ups are applied instantly (excludes PIN purchases)
  • Top-up prepaid wireless phones from 33 countries, including the U.S.
Learn More

Account Transfers

Wipit Account Transfers allow you to send up to $500 instantly to other Wipit Plus accounts from the app. It’s a simple and convenient way to pay a friend back, or to quickly send cash to a family member who needs it.

Payback is sweet (and instant)
  • Your transferred funds are instantly available to your recipient in the app, through their reloadable Visa Prepaid card, or at an ATM once they accept the transfer
  • Pay no fees for Wipit Account Transfers during a special introductory period
  • You can accept or decline Wipit Account Transfers, so you stay in control of your account
Learn More

Quick Check

Load checks to get instant access to your funds with Quick Check—a revolutionary service that lets you take photos of checks up to $2000 and get guaranteed funds loaded to your Wipit Plus account usually within seconds.

* See the Quick Check FAQ’s for more information.

Learn More

2X The Love.

Upgrade to Wipit Plus for
free and get a pre-paid Visa card
that is linked to your account.

Go Plus. Get Visa. Get More.

You get all the benefits of a Wipit account with the added bonus of making purchases anywhere Visa is accepted. And since your reloadable Visa Prepaid card is linked to your Wipit Plus account, it shares the same account balance, allowing you to spend your cash in the app, in stores with your card, or access it at an ATM.

Get Plus Now

Added Premium Services:

  • Quick Check

    Snap a photo of virtually any check and submit it for quick approval. Your approved funds are guaranteed and load instantly to your account.

  • Account Transfers

    Send up to $500 in a single order to other Wipit Plus customers as easily and instantly as handing them cash. Send for free (yes, free!) during a limited introductory period.

What it Costs.

No typical monthly fees. No purchase fees. Free customer service.

 
Fee Type Wipit Lite Wipit Plus
Activation Free Free
Monthly Fee Free Free

See Terms and Conditions for more information on account limits and other restrictions.

Fee Type Wipit Lite Wipit Plus
Bill Pay $2-5 per order $2-5 per order
Send Money With Ria Prices vary Prices vary
Mobile Top-Up Domestic Top-Up: Free
International Top-Up: Prices vary
Domestic Top-Up: Free
International Top-Up: Prices vary
Wipit Account Transfers Not included Free, special introductory period

* Inactivity is defined as: no payments, no financial services transactions, no load transactions, or no balance inquiry.
See Terms and Conditions for more information on account limits and other restrictions.

Fee Type Wipit Lite Wipit Plus
Cash Reload Fee (at a store) $3 $3
Direct Deposit Reload Not included Coming Soon
Quick Check Not included $4 per order

See Terms and Conditions for more information on account limits and other restrictions.

Fee Type Wipit Lite Wipit Plus
Signature Card Transactions Not included Free
PIN Purchase Transactions Not included Free

See Terms and Conditions for more information on account limits and other restrictions.

Fee Type Wipit Lite Wipit Plus
First MoneyPass Network ATM Withdrawal Per Month N/A Free
All Other MoneyPass ATM Withdrawals N/A $2
Non-MoneyPass Network ATM Withdrawals* N/A $2
Teller Cash Advance N/A $4.50

* Third party fees may apply.
See Terms and Conditions for more information on account limits and other restrictions.

Fee Type Wipit Lite Wipit Plus
Telephone Customer Service Free Free
Online/Mobile Account Management Free Free
ATM Balance Inquiry Not included $0.50

See Terms and Conditions for more information on account limits and other restrictions.

Fee Type Wipit Lite Wipit Plus
Replacement Card Not included $2.50
(add $25 for rush delivery)
Inactivity Fee* $1.95
per month after four months of inactivity
$4.95
after three months of inactivity
ATM Transaction Decline Not included $0.50
Account Closing Fee Free Free

* Inactivity is defined as: no payments, no financial services transactions, no load transactions, or no balance inquiry.
See Terms and Conditions for more information on account limits and other restrictions.

Load Cash Easily.

Load cash to your mobile account in three simple steps.


Reload Everywhere

Your Wipit account can be loaded at one of any thousands of reload locations nationwide, so keeping your account running is always around the corner.

  • Step 1: Find A Location

    Use the web locator or the app to find your nearest reload location.

  • Step 2: Add Cash

    Provide the cash amount and your account phone number to the cashier.

  • Step 3: Pay and Go!

    Add the $3 flat fee and the cash is loaded instantly to your Wipit account.

Or Load Checks

Load cash right from your phone with Quick Check for a flat $4 fee—take a photo of a check and load it to your account in seconds.

Meet Quick Check >